U S Government Accountability Office: 401(k) Plans : Other Countries Experiences Offer Lessons in Policies and Oversight of Spend-Down Options: Report to Congressional Requesters.
Description
" American workers are primarily saving for retirement through their 401(k) plans and will likely need assistance making complicated decisions about how to spend their money throughout retirement. Other countries with defined contribution (DC) systems are also dealing with this spend-down challenge. To identify lessons for the U.S. from the experiences of other countries, GAO examined selected countries' (1) approaches to offering retirement spend-down options; (2) strategies to help participants make sound decisions; and (3) approaches to regulating and overseeing options. An initial review of countries with established DC systems indicated that some countries including the six GAO selected-Australia, Canada, Chile, Singapore, Switzerland, and the United Kingdom-have developed innovative spend-down policies that have the potential to yield useful lessons for the U.S. experience. GAO reviewed reports on DC plans; and interviewed experts and government officials in the U.S. and selected countries. "
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Author: U S Government Accountability Office
Number of Pages: 70 pages
Published Date: 03 Aug 2017
Publisher: On Demand Publishing, LLC-Create Space
Publication Country: none
Language: English
ISBN: 9781974202485
Download Link: Click Here
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